Best Title Loan Lenders St Croix Falls, WI
1. Flexible Finance Loan Center
2161 US-8 St Croix Falls WI 54024
(715) 483-5008
2. Royal Credit Union – St Croix Falls
2175 US-8 St Croix Falls WI 54024
+1 800-341-9911
3. Edina Realty
2163 US Highway 8 Ste 200 St Croix Falls WI 54024
+1 715-483-3833
4. MidWestOne Bank
2183 US Hwy 8 E St Croix Falls WI 54024
+1 715-483-9800
5. First Resource Bank
2206 Glacier Dr St Croix Falls WI 54024
+1 715-483-5016
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months