Best Title Loan Lenders South Hill, VA
1. Advance America
705 E Atlantic St South Hill VA 23970
+1 434-447-4532
2. Express Check Advance
825 W Danville St South Hill VA 23970
+1 434-955-2274
3. OneMain Financial
707 E Atlantic St South Hill VA 23970
+1 434-447-4640
4. Truist
212 E Atlantic St South Hill VA 23970
(434) 447-7141
5. Consumer Escrow Title
134 N Mecklenburg Ave South Hill VA 23970
(434) 955-2999
6. Lendmark Financial Services LLC
1167 E Atlantic St South Hill VA 23970
+1 434-447-3173
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months