Best Title Loan Lenders Rocky Mount, VA
1. Allied Cash Advance
870 Tanyard Rd Unit 8 Rocky Mount VA 24151
+1 540-484-1071
2. ValleyStar Credit Union
1080 Old Franklin Turnpike Rocky Mount VA 24151
+1 800-475-6328
3. OneMain Financial
400 Old Franklin Turnpike 102 Rocky Mount VA 24151
+1 540-483-9271
4. Check Into Cash
400 Old Franklin Turnpike Ste106 Rocky Mount VA 24151
+1 540-489-0150
5. First Bank Trust Co – Rocky Mount
740 Old Franklin Turnpike 4 Rocky Mount VA 24151
+1 540-484-0338
6. Advance America
555 Old Franklin Turnpike Rocky Mount VA 24151
+1 540-482-0215
7. Franklin Finance Co
410 Tanyard Rd Rocky Mount VA 24151
+1 540-483-5125
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months