Best Title Loan Lenders Galax, VA
1. TitleMax Title Loans
1128 E Stuart Dr Galax VA 24333
+1 276-238-1171
2. Check Into Cash
949 A1 E Stuart Dr Galax VA 24333
+1 276-236-4788
3. Advance America
1073 E Stuart Dr Galax VA 24333
+1 276-236-0322
4. OneMain Financial
1057 E Stuart Dr Apt 15 Galax VA 24333
+1 276-236-2974
5. Lendmark Financial Services LLC
544 E Stuart Dr Suite B Galax VA 24333
+1 276-236-0796
6. Approved Cash
546 E Stuart Dr Suite C Galax VA 24333
+1 276-238-0123
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months