Best Title Loan Lenders Bedford, VA
1. Farm Credit of the Virginias
1356 American Way Ct Bedford VA 24523
+1 540-586-2188
2. Bedford Loan Production Office
1380 American Way Ct unit g Bedford VA 24523
+1 540-583-5458
3. Acquisition Title Settlement
132 W Main St Bedford VA 24523
+1 540-587-6556
4. Approved Cash
1128 Lynchburg Salem Turnpike E STE 400 Ste 400 Bedford VA 24523
+1 540-586-1108
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months