Best Title Loan Lenders Saratoga Springs, UT
1. Utah Community Credit Union (UCCU)
1364 Commerce Dr Saratoga Springs UT 84045
+1 801-223-8188
2. Mountain America Credit Union
25 Crossroads Blvd Saratoga Springs UT 84045
+1 801-331-6042
3. America First Credit Union
1420 Commerce Dr Saratoga Springs UT 84045
+1 800-999-3961
4. Saratoga Realty Pro LLC
1771 S Range Rd Saratoga Springs UT 84045
+1 801-244-1375
5. Cyprus Credit Union
74 Crossroads Blvd Saratoga Springs UT 84045
+1 801-260-7600
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months