Best Title Loan Lenders Cottonwood Heights, UT
1. Title Guarantee
1385 Fort Union Blvd Cottonwood Heights UT 84121
(801) 937-6953
2. Novation Title Insurance
6955 Union Park Center Suite 210 Cottonwood Heights UT 84047
+1 801-727-8420
3. Check City
6975 S Highland Dr Cottonwood Heights UT 84121
+1 801-424-6200
4. Advanced Title Insurance Agency LC
6707 S 1300 E Ste 100 Cottonwood Heights UT 84121
+1 801-328-9000
5. UFirst Credit Union
7220 S Highland Dr Cottonwood Heights UT 84121
+1 801-481-8870
6. North Star Title LLC
6925 S Union Park Center Suite 100 Cottonwood Heights UT 84047
+1 385-255-1100
7. Doma – Union Park UT
6965 Union Park Center Suite 240 Cottonwood Heights UT 84047
+1 801-566-3066
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months