Best Title Loan Lenders Wharton, TX
1. Mid-Coast Title Co Inc
111 N Fulton St Wharton TX 77488
+1 979-532-1512
2. OneMain Financial
10314 US-59 f Wharton TX 77488
+1 979-532-5040
3. Woodforest National Bank
1255 US-59 Wharton TX 77488
+1 979-531-8680
4. Security Finance
412 N Alabama Rd Wharton TX 77488
+1 979-532-9003
5. Stewart Title of the Coastal Bend Inc
148 S Houston St Wharton TX 77488
+1 361-489-3129
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months