Best Title Loan Lenders Rockwall, TX
1. Rockwall Gold And Silver Pawn
1901 S Goliad St Rockwall TX 75087
+1 972-771-5956
2. Allegiance Title Rockwall
Trend Tower 2701 Sunset Ridge Dr 110 Rockwall TX 75032
+1 972-771-3337
3. National Title Lathram Pou Associates
2251 Ridge Rd Rockwall TX 75087
+1 972-853-7444
4. Capital Title of Texas – Rockwall
2951 Ridge Rd Suite 111 Rockwall TX 75032
+1 469-698-0400
5. Hudson Title Group Rockwall
25 Noble Ct Suite 120 Rockwall TX 75032
+1 972-961-1616
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months