Best Title Loan Lenders Nederland, TX
1. TitleMax Title Loans
3626 FM 365 Nederland TX 77627
+1 409-213-3272
2. ACE Cash Express
3614 FM 365 Nederland TX 77627
+1 409-729-2939
3. Loanstar Title Loans
2924 FM 365 Nederland TX 77627
+1 409-724-7612
4. Texas Car Title Payday Loan Services Inc
3620 FM 365 suite 200 suite 200 Nederland TX 77627
+1 409-722-1060
5. 5Point Credit Union
1300 US-69 Nederland TX 77627
+1 800-825-8829
6. OneMain Financial
1515 S Hwy 69 Nederland TX 77627
+1 409-724-7666
7. CD Royalty LP
1148 Helena Ave Nederland TX 77627
+1 409-722-0241
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months