Best Title Loan Lenders La Porte, TX
1. Texas Car Title Payday Loan Services Inc
8402 Spencer Hwy La Porte TX 77571
(281) 479-0259
2. Cash Store
9001 Spencer Hwy Ste C La Porte TX 77571
+1 281-476-1744
3. Beacon Federal Credit Union
2901 Sens Rd La Porte TX 77571
+1 281-471-1782
4. TitleMax Title Loans
1112 W Main St Suite 200 La Porte TX 77571
+1 281-946-1011
5. World Finance
909 S Broadway St La Porte TX 77571
(281) 470-2775
6. Check Into Cash
8740 Spencer Hwy La Porte TX 77571
+1 877-262-2274
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months