Best Title Loan Lenders Horseshoe Bay, TX
1. Highland Lakes Title Co
9650 FM2147 Horseshoe Bay TX 78657
+1 830-598-2393
2. Independence Title Horseshoe Bay
6810 FM 2147 West Suite A Horseshoe Bay TX 78657
+1 830-598-4898
3. BancorpSouth Bank
9650 FM2147 Horseshoe Bay TX 78657
+1 830-598-7424
4. Moursund Land Titles Inc
2147 Farm to Market Rd 2831 Horseshoe Bay TX 78657
(830) 598-6745
5. Capital Title of Texas – Horseshoe Bay
9714 FM2147 107 Horseshoe Bay TX 78657
+1 830-239-8375
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months