Best Title Loan Lenders Henderson, TX
1. TitleMax Title Loans
1817 US-79 S Henderson TX 75652
+1 903-657-2610
2. Texas Car Title Payday Loan Services Inc
305 US-79 Henderson TX 75652
(903) 657-1015
3. World Finance
522 Hwy 79 S Ste C Henderson TX 75654
+1 903-657-1616
4. Atlas Credit Co Inc
104 US-79 Henderson TX 75652
+1 903-655-1623
5. Cash Store
2207 US-79 S Henderson TX 75654
+1 903-657-2034
6. Texas TitlePro
209 US Hwy 79 N Henderson TX 75652
+1 903-657-2001
7. Thrifty Loans
2119 US-79 Henderson TX 75654
+1 903-657-3366
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months