Best Title Loan Lenders Gonzales, TX
1. Advance America
1600 Sarah DeWitt Dr Ste 204 Gonzales TX 78629
+1 830-672-1033
2. Western-Shamrock Finance
413 St James St Gonzales TX 78629
+1 830-672-1183
3. RBFCU – Gonzales
1712 E Sarah DeWitt Dr Gonzales TX 78629
+1 210-945-3300
4. Texan Credit Corporation
506 St Paul St Gonzales TX 78629
+1 830-672-6556
5. Reliable Finance Co
323 St Lawrence St Gonzales TX 78629
+1 830-672-7912
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months