Best Title Loan Lenders Floresville, TX
1. Western Finance
540 10th St 122 Floresville TX 78114
+1 830-393-2210
2. Excel Finance
540 10th St 124 Floresville TX 78114
+1 830-328-4237
3. RBFCU – Floresville
156 US Highway 181 N Floresville TX 78114
+1 210-945-3300
4. OneMain Financial
921 10th St Ste 110 Floresville TX 78114
+1 830-393-7868
5. Wilson County Abstract Co
1429 3rd St Floresville TX 78114
+1 830-393-2810
6. Falls City National Bank
14565 FM 775 Floresville TX 78114
+1 830-393-3573
7. Title Express Inc
3586 US-181 Floresville TX 78114
(830) 393-6496
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months