Best Title Loan Lenders El Campo, TX
1. TitleMax Title Loans
707 N Mechanic St El Campo TX 77437
+1 979-543-0040
2. Advance America
3604 West Loop Ste G El Campo TX 77437
+1 979-578-0617
3. Sun Loan Company
1236 N Mechanic St El Campo TX 77437
+1 979-635-4051
4. World Finance
910 N Mechanic St El Campo TX 77437
(979) 541-5700
5. Texas Car Title Payday Loan Services Inc
202 N Mechanic St El Campo TX 77437
+1 979-543-1535
6. Excel Finance
613 N Mechanic St El Campo TX 77437
+1 979-543-6490
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months