Best Title Loan Lenders Desoto, TX
1. TitleMax Title Loans
1337 E Parkerville Rd DeSoto TX 75115
+1 972-217-7062
2. ACE Cash Express
719 N Hampton Rd Ste 607 DeSoto TX 75115
+1 972-223-8360
3. OneMain Financial
921 W Belt Line Rd Ste 133 DeSoto TX 75115
+1 972-228-5688
4. World Finance
719 N Hampton Rd Ste 207 DeSoto TX 75115
+1 972-274-0909
5. Capital Title of Texas – DeSoto
1801 N Hampton Rd 150 DeSoto TX 75115
+1 972-780-7500
6. Cash Store
1240 W Belt Line Rd Ste A DeSoto TX 75115
+1 972-274-2754
7. Comm Cash
1100 E Pleasant Run Rd 130 DeSoto TX 75115
+1 972-228-2274
8. Tower Loan
1120 E Pleasant Run Rd Ste 407 DeSoto TX 75115
+1 469-962-1111
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months