Best Title Loan Lenders Bonham, TX
1. CashMax Title Loan
2019 N Center St Bonham TX 75418
+1 903-583-5656
2. World Finance
1609 N Center St Ste C Bonham TX 75418
+1 903-583-4270
3. Main Street Title LLC
129 E 5th St Bonham TX 75418
+1 903-583-1112
4. Title Loan of Bonham
220 Chestnut St Bonham TX 75418
+1 903-583-3000
5. Cash Store
1915 N TX-121 Bonham TX 75418
+1 903-583-4000
6. Fannin Cash Advance
2501 N Center St Bonham TX 75418
+1 903-640-8078
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months