Best Title Loan Lenders Balch Springs, TX
1. TitleMax Title Loans
2604 Dean St Suite A Balch Springs TX 75180
+1 972-232-8884
2. TitleMax Title Loans
1499 Peachtree Rd Suite B Balch Springs TX 75180
+1 972-329-1712
3. ACE Cash Express
11923 Elam Rd Ste 102 Balch Springs TX 75180
+1 972-913-5342
4. Texas Car Title Payday Loan Services Inc
11931 Elam Rd 101 Balch Springs TX 75180
+1 972-557-5787
5. Cash Store
12350 Lake June Rd 114 Balch Springs TX 75180
+1 972-557-1530
6. World Finance
4101 Pioneer Rd Suite 200 Balch Springs TX 75180
+1 972-287-4181
7. CashMax Title Loan
12209 Lake June Rd 200 Balch Springs TX 75180
+1 972-329-0055
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months