Best Title Loan Lenders Athens, TX
1. TitleMax Title Loans
616 W Corsicana St Athens TX 75751
+1 903-677-2230
2. Check `n Go
1395 E Tyler St Suite 106 Athens TX 75751
+1 903-670-1442
3. Western Finance
607 E Tyler St STE 110B Athens TX 75751
+1 903-675-5501
4. World Finance
607 E Tyler St Ste 110-A Athens TX 75751
+1 903-675-9054
5. CashMax Title Loan
1414 E Tyler St Athens TX 75751
+1 903-677-9575
6. Attorneys Title Company
100 N Palestine St Athens TX 75751
+1 903-675-2248
7. Texas Car Title Payday Loan Services Inc
618 W Corsicana St Athens TX 75751
+1 903-675-5844
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months