Best Title Loan Lenders Sparta, TN
1. World Finance
150 Sam Walton Dr Ste 400 Sparta TN 38583
+1 931-256-2951
2. Advance Financial
447 W Bockman Way Sparta TN 38583
+1 931-563-0079
3. Check Into Cash
651 W Bockman Way Sparta TN 38583
(931) 717-1566
4. Kwik Kash Pawn
249 N Spring St Sparta TN 38583
+1 931-836-3668
5. Freedom Pawn
49 Mayberry St Sparta TN 38583
+1 931-837-7296
6. 3D Financial
123 W Bockman Way Sparta TN 38583
+1 931-837-1001
7. Cash Express
381 W Bockman Way Sparta TN 38583
+1 931-836-1211
8. Service Loans
183 Mose Dr Sparta TN 38583
+1 931-739-7575
9. Lpl Financial
107 Gillen Dr Sparta TN 38583
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months