Best Title Loan Lenders Lexington, TN
1. Advance Financial
11 W Church St Lexington TN 38351
+1 731-227-6383
2. State Finance
455 W Church St STE 4 Lexington TN 38351
+1 731-968-1146
3. 1st Franklin Financial
541 W Church St Lexington TN 38351
+1 731-249-0433
4. World Finance
669 W Church St Lexington TN 38351
+1 731-968-1040
5. Speedee Cash
558 W Church St Lexington TN 38351
+1 731-967-1963
6. Cash Express
333 W Church St Lexington TN 38351
+1 731-968-0723
7. LoanMaster
64 W Church St Lexington TN 38351
+1 731-967-5196
8. Money Tree Loan Co
106 S Broad St Lexington TN 38351
+1 731-968-9333
9. Cashmaster
297 W Church St Lexington TN 38351
(731) 968-4799
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months