Best Title Loan Lenders Lafollette, TN
1. Advance America
2221 Jacksboro Pike Suite A-18 LaFollette TN 37766
+1 423-566-7000
2. Heights Finance
220 E Central Ave LaFollette TN 37766
+1 423-563-6797
3. World Finance
240 W Central Ave Ste 8 LaFollette TN 37766
+1 423-566-6657
4. ORNL Federal Credit Union
2229 Jacksboro Pike LaFollette TN 37766
+1 865-688-9555
5. Cash Express
2010 Jacksboro Pike 4 LaFollette TN 37766
+1 423-562-4564
6. Cash Access Inc
240 W Central Ave 9 LaFollette TN 37766
+1 423-562-0351
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months