Best Title Loan Lenders Jefferson City, TN
1. Advance America
609 E Broadway Blvd Jefferson City TN 37760
+1 865-471-0999
2. Advance Financial
275 E Broadway Blvd Jefferson City TN 37760
+1 865-350-8994
3. World Finance
617 E Broadway Blvd Jefferson City TN 37760
+1 865-475-2705
4. Check Into Cash
228 E Broadway Blvd Jefferson City TN 37760
+1 865-475-9788
5. Covington Credit
258 E Broadway Blvd Suite 8 Jefferson City TN 37760
+1 865-475-9894
6. Truist
263 E Broadway Blvd Jefferson City TN 37760
+1 865-475-1300
7. Security Finance
613 E Broadway Blvd Jefferson City TN 37760
+1 865-475-5116
8. Cash Express
460 E Broadway Blvd Jefferson City TN 37760
+1 865-475-6272
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months