Best Title Loan Lenders Spearfish, SD
1. Black Hills Title Company
245 N Main St Spearfish SD 57783
+1 605-642-7304
2. Black Hills Community Bank Spearfish
215 E Jackson Blvd Spearfish SD 57783
+1 605-559-2422
3. Frontier Financial of Spearfish
1140 N Main St 4 Spearfish SD 57783
+1 605-571-1000
4. Dakota Title
137 E Colorado Blvd Spearfish SD 57783
+1 605-717-1000
5. Black Hills Cash Advance
729 N 12th St Spearfish SD 57783
(605) 644-1848
6. Direct Check
919 E Colorado Blvd Spearfish SD 57783
+1 605-642-2828
7. Alpha Pawn
414 N Main St Spearfish SD 57783
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months