Best Title Loan Lenders De Smet, SD
1. Dakotaland Federal Credit Union
108 US-14 W De Smet SD 57231
+1 605-854-5959
2. American Bank Trust
212 Calumet Ave SE De Smet SD 57231
+1 605-854-3321
3. Purintun Abstract
103 2nd St SE De Smet SD 57231
+1 605-854-3401
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months