Best Title Loan Lenders Winnsboro, SC
1. World Finance
152 S Congress St Winnsboro SC 29180
+1 803-635-1327
2. Advance America
264 US Hwy 321 Bypass South Winnsboro SC 29180
+1 803-635-7474
3. 1st Franklin Financial
29 US Hwy 321 Bypass South Winnsboro SC 29180
+1 803-712-1000
4. SouthState Bank
801 US Hwy 321 Bypass S Winnsboro SC 29180
+1 803-635-5589
5. Security Finance
157A S Congress St Winnsboro SC 29180
+1 803-635-5571
Explore Title Loan Pawn & Stores in Other Popular Cities
- Canby
- Cordell
- Harbor City
- Anthem
- Moncks Corner
- Bullhead City
- Conway
- Kewaskum
- Gilbert
- Cross City
- Tehachapi
- Crowley
- Clara
- Omaha
- Avondale
- Buellton
- Maynardville
- Duffield
- Millsboro
- Plover
Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months