Best Title Loan Lenders Cheraw, SC
1. TitleMax Title Secured Loans
129 Chesterfield Hwy Cheraw SC 29520
+1 843-537-2451
2. Auto Money
341 Chesterfield Hwy Cheraw SC 29520
+1 843-537-5700
3. Auto Money
101 Powe St Cheraw SC 29520
+1 843-537-2197
4. Southern Finance
1644 State Rd Suite A-5 Cheraw SC 29520
+1 843-921-6087
5. World Finance
528 Chesterfield Hwy Cheraw SC 29520
+1 843-921-4414
6. Advance America
1636 State Rd Cheraw SC 29520
+1 843-537-7554
7. Hudson Loans Inc
161 2nd St Cheraw SC 29520
+1 843-537-7839
8. Southern Finance Co
1147 W Greene St Cheraw SC 29520
+1 843-921-6087
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months