Best Title Loan Lenders Middletown, RI
1. Check `n Go
1378 W Main Rd Middletown RI 02842
(401) 851-6961
2. Advance America
238 E Main Rd Ste 5 Middletown RI 02842
+1 401-841-9610
3. Solidifi
88 Silva Ln 210 Middletown RI 02842
+1 401-841-9991
4. Peoples Credit Union
858 W Main Rd Middletown RI 02842
+1 401-846-8935
5. Latitude Loan Services
127 John Clarke Rd Middletown RI 02842
+1 401-239-5300
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months