Best Title Loan Lenders Springfield, OR
1. ACE Cash Express
177 Q St Springfield OR 97477
+1 541-747-2274
2. OCCU | Oregon Community Credit Union
1981 Mohawk Blvd Springfield OR 97477
+1 800-365-1111
3. CASHCO Financial Services Inc
1922 Marcola Rd Springfield OR 97477
+1 541-736-8600
4. Montana Capital Car Title Loans
3816 Main St Springfield OR 97478
+1 541-658-3453
5. Variety Bad Credit Loans
345 Main St Springfield OR 97477
+1 458-214-8970
6. Evergreen Land Title Co
1570 Mohawk Blvd Springfield OR 97477
+1 541-741-1981
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months