Best Title Loan Lenders Prineville, OR
1. Mid Oregon Credit Union
8955 305 NE Hickey Farms Rd Prineville OR 97754
+1 541-382-1795
2. Oregonians Credit Union
110 NE 5th St Prineville OR 97754
+1 503-239-5336
3. Chase Bank
550 NE 3rd St Prineville OR 97754
+1 541-447-3821
4. Wells Fargo Bank
220 NW 3rd St Prineville OR 97754
+1 541-447-6111
5. WaFd Bank
1570 NE 3rd St Prineville OR 97754
+1 541-447-0490
6. AmeriTitle
150 NE Court St Prineville OR 97754
+1 541-447-5181
7. Western Title Escrow Company
446 NW 3rd St 107 Prineville OR 97754
+1 541-447-7861
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months