Best Title Loan Lenders Oregon City, OR
1. ACE Cash Express
1630 Beavercreek Rd J Oregon City OR 97045
+1 503-722-1010
2. Oregonians Credit Union
19360 S Molalla Ave 110 Oregon City OR 97045
+1 503-239-5336
3. OnPoint Community Credit Union
19753 OR-213 Oregon City OR 97045
+1 503-228-7077
4. Clackamas Federal Credit Union
270 Warner Milne Rd Oregon City OR 97045
+1 503-656-0671
5. OneMain Financial
901 Molalla Ave Oregon City OR 97045
+1 503-656-1691
6. Citizens Bank
19245 Molalla Ave 1 Oregon City OR 97045
+1 503-518-8808
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months