Best Title Loan Lenders La Grande, OR
1. United Finance
113 Elm St La Grande OR 97850
+1 541-963-6600
2. Horizon Credit Union
209 Depot St La Grande OR 97850
+1 800-852-5316
3. Wells Fargo Bank
1320 Adams Ave La Grande OR 97850
+1 541-963-2995
4. Eastern Oregon Title Inc
1601 Adams Ave La Grande OR 97850
+1 541-963-8561
5. Community Bank
2313 Adams Ave La Grande OR 97850
+1 541-963-3434
6. Umpqua Bank
3106 Island Ave La Grande OR 97850
+1 541-963-2200
7. Bank of Eastern Oregon
2514 Cove Ave La Grande OR 97850
+1 541-624-5040
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months