Best Title Loan Lenders Baker City, OR
1. Old West Federal Credit Union
2036 Broadway St Baker City OR 97814
+1 541-523-5535
2. Elkhorn Title Co
1725 Main St Baker City OR 97814
+1 541-523-6477
3. Banner Bank
2024 Washington Ave Baker City OR 97814
+1 541-523-4240
4. Umpqua Bank
1990 Washington Ave Baker City OR 97814
+1 541-523-6386
5. Martin Financial Services
1932 1st St Baker City OR 97814
+1 541-523-7372
6. Northwest Farm Credit Services
3370 10th St Ste B Baker City OR 97814
+1 541-524-2920
7. ATM – Umpqua Bank
1990 Washington Ave Baker City OR 97814
+1 541-523-6386
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months