Best Title Loan Lenders Astoria, OR
1. Astoria Wauna Credit Union
595 Marine Dr Astoria OR 97103
+1 800-773-3236
2. US Bank Branch
987 Duane St Astoria OR 97103
+1 503-325-3811
3. Columbia Bank
1122 Duane St Astoria OR 97103
+1 503-325-2228
4. Ticor Title: Seana Fields
630 Bond St Astoria OR 97103
(503) 325-2144
5. Eagle Financial
The Red Building 20 Basin St 103 Astoria OR 97103
+1 503-468-0508
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months