Best Title Loan Lenders Woodward, OK
1. Sun Loan Company
1007 Main St Woodward OK 73801
+1 580-256-6800
2. Bank7
3300 Oklahoma Ave Woodward OK 73801
+1 580-254-0100
3. World Finance
2400 Oklahoma Ave Suite 300 Woodward OK 73801
+1 580-254-5025
4. MidFirst Bank
1518 Oklahoma Ave Woodward OK 73801
+1 580-254-3301
5. MidFirst Bank
3215 Williams Ave Woodward OK 73801
+1 580-254-9124
6. Security Finance
1019 Main St Woodward OK 73801
+1 580-254-3188
7. Bank of Western Oklahoma
2805 Williams Ave Woodward OK 73802
+1 580-256-5525
8. The Seiling State Bank
1424 Main St Woodward OK 73801
+1 580-254-2363
9. Farm Credit of Western Ok
3302 Williams Ave Woodward OK 73801
+1 580-256-3465
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months