Best Title Loan Lenders Mcalester, OK
1. Check Into Cash
1200-A E Carl Albert Pkwy McAlester OK 74501
+1 918-302-0481
2. State Finance
220 E Choctaw Ave McAlester OK 74501
+1 918-423-3810
3. Empire Finance
207 S 5th St McAlester OK 74501
+1 918-423-0013
4. Liberty Tax Loans
1204 E Carl Albert Pkwy McAlester OK 74501
+1 918-420-5652
5. Red River Credit Corporation
207 E Chickasaw Ave Ste AB McAlester OK 74501
+1 918-429-0207
6. Anchor Financial Services of McAlester LLC
303 S 5th St McAlester OK 74501
+1 918-558-2200
7. Loans Plus
1308 E Wade Watts Ave McAlester OK 74501
+1 918-423-6980
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months