Best Title Loan Lenders Silver City, NM
1. World Finance
2370 US-180 E Silver City NM 88061
+1 575-956-6480
2. LoanMax Title Loans
1406 Silver Heights Blvd Silver City NM 88061
+1 913-735-8145
3. Sun Loan Company
1498 Silver Heights Blvd Silver City NM 88061
+1 575-534-9552
4. Western Bank
330 Hwy 180 W Silver City NM 88061
+1 575-388-3521
5. Grant County Title Co
1963 Hilltop Rd Silver City NM 88061
+1 575-388-1501
6. A A Title Loan
1445 US-180 1 Silver City NM 88061
+1 575-534-9108
7. Courtesy Loans
1015 N Hudson St Silver City NM 88061
+1 575-538-3100
8. Security Finance
1780 Hwy 180 E Suite C Silver City NM 88061
+1 575-388-0300
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months