Best Title Loan Lenders Espanola, NM
1. TitleMax Title Loans
1205 N Riverside Dr Española NM 87532
+1 505-395-2495
2. Loanmax Title Loans
705 N Riverside Dr Española NM 87532
+1 505-629-1432
3. Del Norte Credit Union
1216 N Paseo De Onate 2687 Española NM 87532
+1 505-455-5228
4. Sun Loan Company
1506 N Riverside Dr Ste A Española NM 87532
+1 505-747-1450
5. World Finance
1227 N Railroad Ave Ste A1 Española NM 87532
+1 505-753-9861
6. Rio Arriba Title Escrow
201a Los Alamos Hwy Española NM 87532
+1 505-753-0017
7. Midwest Finance Corp
1116 N Riverside Dr Española NM 87532
+1 505-753-0332
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months