Best Title Loan Lenders Laconia, NH
1. Bank of New Hampshire
62 Pleasant St Laconia NH 03246
+1 800-832-0912
2. Meredith Village Savings Bank
379 S Main St Laconia NH 03246
+1 603-527-6030
3. Northway Bank
400 S Main St Laconia NH 03246
+1 603-524-3490
4. NH Car Credit
446 Union Ave Laconia NH 03246
+1 855-642-2756
5. Sunpay Loan Matching
401 S Main St Laconia NH 03246
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months