Best Title Loan Lenders Fernley, NV
1. USA Cash Services
420 E Main St 3 Fernley NV 89408
+1 775-575-1377
2. Greater Nevada Credit Union
1510 E Newlands Rd Fernley NV 89408
+1 775-882-2060
3. Dollar Loan Center
1380 US Hwy 95A N Suite 6 Fernley NV 89408
+1 775-575-2525
4. Ticor Title Company of Nevada Inc
65 McCart St 102 Fernley NV 89408
(775) 404-6080
5. Stewart Title – Fernley Branch
25 N W St Fernley NV 89408
+1 775-575-6111
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months