Best Title Loan Lenders Richland, MS
1. Mississippi Title Loans Inc
659 Old Hwy 49 S Richland MS 39218
+1 601-932-6640
2. Liberty Tax and Loans
700 US 49 Frontage Rd Richland MS 39218
+1 601-420-3177
3. Tower Loan
1201 Hwy 49 South Ste 30 Richland MS 39218
+1 601-939-7002
4. Auto Title Loans Too
1201 Old Hwy 49 S Richland MS 39218
+1 601-936-0666
5. Title Cash
701 US 49 Frontage Rd A Richland MS 39218
+1 601-939-4719
6. A Dollar Cash Advance
759 Old Hwy 49 Richland MS 39218
+1 601-420-3177
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months