Best Title Loan Lenders Ocean Springs, MS
1. Pilger Title Co
1406 Bienville Blvd STE 101 Ocean Springs MS 39564
+1 228-215-0011
2. Community Choice Financial
1204 Bienville Blvd 1/2 Ocean Springs MS 39564
+1 228-818-3223
3. LoanMaster
2318 Bienville Blvd Ocean Springs MS 39564
(228) 875-0559
4. Check Xpress of Ocean Springs
2318 Bienville Blvd Ocean Springs MS 39564
+1 228-872-8798
5. Express Check Corporation
6504 Washington Ave Ocean Springs MS 39564
(228) 818-3320
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months