Best Title Loan Lenders Newton, MS
1. 1st Franklin Financial
105 Northside Plaza Newton MS 39345
+1 601-683-6048
2. The Trading Post Company
120 Old Hwy 15 Loop Newton MS 39345
+1 601-683-7552
3. Cash Money LLC
200 Scanlan St Newton MS 39345
+1 601-683-0896
4. Quick Cash For Checks
99 Northside Plaza Newton MS 39345
+1 601-683-2030
5. Reliable Finance
121 Scanlan St Newton MS 39345
+1 601-683-3171
6. Tower Finance Co Inc
302 Northside Dr Newton MS 39345
+1 601-683-3641
7. Loans Inc of Newton
104 Congregate Rd Newton MS 39345
+1 601-683-7850
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months