Best Title Loan Lenders Blue Ridge, GA
1. World Finance
4295 Old Hwy 76 Ste C Blue Ridge GA 30513
+1 706-493-8020
2. SouthState Bank
59 Orvin Lance Dr Blue Ridge GA 30513
+1 706-632-8682
3. 1st Franklin Financial
2800 Scenic Dr Suite 1 Blue Ridge GA 30513
(706) 632-3427
4. National Title Pawn
10152 Blue Ridge Dr Suite 2 Blue Ridge GA 30513
+1 706-946-9460
5. Lendmark Financial Services LLC
5687 Appalachian Hwy Blue Ridge GA 30513
(706) 632-1919
6. OneMain Financial
266 Orvin Lance Dr 1 Blue Ridge GA 30513
+1 706-632-2228
7. Appalachian Title
4805 Old Hwy 76 Blue Ridge GA 30513
+1 706-632-1900
8. Complete Cash
25 W Fain St Suite 202 Blue Ridge GA 30513
+1 706-632-8481
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months