Best Title Loan Lenders Adel, GA
1. World Finance
1221 W 4th St Ste 9 Adel GA 31620
+1 229-896-7593
2. Truist
201 E 4th St Adel GA 31620
(229) 896-4581
3. 1st Franklin Financial
409 E 4th St Adel GA 31620
(229) 896-7421
4. Adel Financial Tax Services Inc
102 Pine St Adel GA 31620
+1 229-896-2229
5. Cook Community Bank
206 E 4th St Adel GA 31620
+1 229-896-5176
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months