Best Title Loan Lenders Temple Terrace, FL
1. ACE Cash Express
9303 N 56th St Temple Terrace FL 33617
+1 813-980-2301
2. Mariner Finance
8797 N 56th St Temple Terrace FL 33617
+1 813-914-7662
3. USF Federal Credit Union
7037 E Fletcher Ave Temple Terrace FL 33637
(813) 569-2000
4. Republic Bank
6906 E Fowler Ave Temple Terrace FL 33617
+1 813-989-3680
5. 5 Star Car Title Loans
10936 N 56th St Suite 204P Temple Terrace FL 33617
+1 813-710-6951
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months