Best Title Loan Lenders Santa Rosa Beach, FL
1. Voxtur Settlement Services
90 Spires Ln Suite 9A Santa Rosa Beach FL 32459
+1 850-404-0930
2. Title Services of Walton County
6725 W County Hwy 30A Santa Rosa Beach FL 32459
+1 850-974-8722
3. Wells Fargo Bank
2010 US-98 W Ste Santa Rosa Beach FL 32459
+1 850-608-3220
4. Stewart Title Co
32 E County Hwy 30A 203 Santa Rosa Beach FL 32459
+1 850-534-0850
5. National Title and Appraisal Inc
5235 E County Hwy 30A Suite 3 Santa Rosa Beach FL 32459
+1 850-610-7710
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months