Best Title Loan Lenders Ormond Beach, FL
1. Realty Pro Title
900 W Granada Blvd 2 Ormond Beach FL 32174
+1 386-672-3840
2. Check On Hold
793 S Nova Rd Ormond Beach FL 32174
(866) 284-4456
3. SouthState Bank
775 W Granada Blvd Ormond Beach FL 32174
+1 386-673-7011
4. Global Guaranty Inc
1320 Hand Ave Ormond Beach FL 32174
+1 386-675-6117
5. Depot Car Title Loans
1250 W Granada Blvd 300 Ormond Beach FL 32174
(386) 388-7359
6. Equity Closing Title Corporation
159 W Granada Blvd 200 Ormond Beach FL 32174
+1 386-672-8300
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months