Best Title Loan Lenders Miami Beach, FL
1. ACE Cash Express
7345 Collins Ave Miami Beach FL 33141
+1 305-864-8660
2. ACE Cash Express
1350 Washington Ave Miami Beach FL 33139
+1 305-672-4117
3. MiamiBeachNotary
1680 Michigan Ave Suite 700 Miami Beach FL 33139
+1 305-723-9596
4. 1-833-FL-TITLE
1431 Washington Ave 101 Miami Beach FL 33139
(833) 358-4853
5. Consumers First Title Company
1000 5th St 1304 Miami Beach FL 33139
+1 786-607-9985
6. Depot Car Title Loans
4041 Prairie Ave 3 Miami Beach FL 33140
+1 786-977-9476
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months